Features of SME Loans:

- Minimum loan amount -AFN 50000.00 (or equivalent other currency);
- Maximum loan amount - AFN 500000.00 (or equivalent other currency);
- Processing fee - AFN 500.00 (payable one time during the time of    application );
- Interest rate, 10% p.a applied on outstanding debit balances only and on monthly rests;
- Loan term - 1 year. But it can be canceled, recalled or extended by the Bank at its discretion;
- Mandatory 100% turn-over; Full repayment required at least once during the tenure of the loan as per Central Bank guidelines (Not applicable for Term Loans granted under this scheme).

Eligibility and Requirements:

- Individual Afghan National(s) engaged in business or Afghan registered enterprises;
- Should possess a valid business license in addition to Tazkira (National ID) or Passport;
- Business should be current, active for at least 3 months;
- Should have a valid Tax Identification Number (TIN);
- Should be an account holder of the Bank. Minimum balance in the current A/C should be AFN 15,000 (or equivalent currency) always;
- Valid Business Documents like invoices, custom documents etc;
- The stocks/ goods should not be hypothecated or pledged to any other business entities including other banks;
- Should have a viable business plan and audited financials;
- Startup businesses welcome to apply under this scheme, but may have to produce additional documents and satisfy additional requirements;
- Customer should have Tax Identification Number or (TIN);
- Property Security.
For more detail please contact: 0796448448, 0776601135 or any branch of Kabul bank in Kabul and Provinces
* Loans under this scheme is at the absolute discretion of the Bank; The Bank may reject an application without assigning any reasons thereof; the decision of the Bank is final and binding.*
* The Bank is committed for transparent lending procedures without any discrimination. For the code of commitment on fair lending practices please refer to the Bank's website*